Serving Johnstown, PA

Trusted local guidance for Medicare, health, and life insurance.

In-person meetings with a Licensed Insurance Agent, honest advice, and coverage options tailored to you and your family — right here in Johnstown.

Book an Appointment Our Services

Lines of Business

Insurance

Medicare

Compare Advantage, Supplement, and Part D options against the doctors you see and the prescriptions you take.

Health Insurance

Individual and family coverage for the years before you are eligible for Medicare.

Life Insurance

Term, whole, and final expense policies sized to what your family would actually need.

Affordable Care Act (ACA)

Marketplace plans, including a check on whether you qualify for a premium subsidy.

Long-Term Care

Coverage for in-home care, assisted living, and nursing care — the costs most health plans leave out.

No cost to you

Our services come at no cost to you.

We’ll be upfront about how we’re paid: when you enroll in a plan, the insurance company pays us, not you. That payment doesn’t steer our advice. Our job is to lay out your options honestly and help you pick the one that’s right for you, without bias.

No fees, ever
Meetings, plan comparisons, and help enrolling cost you nothing.
Same price as going direct
Your premium is the same whether you enroll through us or on your own.
Your needs come first
We recommend what fits your doctors, prescriptions, and budget, and the decision is always yours.

Where do you want to start?

Most people come to us knowing their situation, not the name of the product that fits. Start wherever you are — we’ll sort out the rest together.

“I’m turning 65”

There’s a seven-month enrollment window around your birthday. We’ll map out what to sign up for and when, so nothing is missed.

Medicare

“I’m retiring or leaving a job”

Employer coverage ends on a set date. We’ll line up what replaces it before there’s a gap.

MedicareHealth InsuranceAffordable Care Act (ACA)

“I want my family covered if something happens to me”

We’ll work through how much life insurance your household would actually need, and what it costs.

Life Insurance

“I need coverage for my family this year”

Individual and Marketplace options, including whether a subsidy brings the premium down.

Affordable Care Act (ACA)Health Insurance

“I’m worried about nursing home costs”

Long-term care is the expense that catches families off guard. We’ll walk through the ways to plan for it.

Long-Term Care

Our Team

LH
Luke Harrison
Licensed Insurance Agent
NS
Nicole Stormer
Licensed Insurance Agent
JC
John Connelly
Licensed Insurance Agent
VH
Vern Henry
Licensed Insurance Agent
DH
Debra Henry
Licensed Insurance Agent
VY
Vanessa Yoder
Licensed Insurance Agent
GK
Garrett Kocian
Licensed Insurance Agent
JT
Jude Tomaselli
Licensed Insurance Agent
TC
Tyler Crooks
Licensed Insurance Agent
AM
Ashley McLaughlin
Licensed Insurance Agent
JF
Jessica Fyock
Licensed Insurance Agent
RB
Renae Billow
Licensed Insurance Agent

Why Choose Us

We’re your trusted local representatives — we believe in sitting down face-to-face to walk you through your options, not just talking on the phone. As Johnstown neighbors, we’re invested in getting you the right coverage.

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Contact Us

Send us a message and we’ll get back to you.